Terms and Conditions for 3X Bonus Points:
  1. Wing Lung UnionPay Dual Currency Platinum Card 3X Bonus Points (The promotion) is only applicable to Wing Lung UnionPay Dual Currency Platinum Card Cardholders (Cardholder).
  2. The Promotion Period is start from now to 31 December 2021 (both dates inclusive).
  3. Only eligible transactions within the promotion period can enjoy 3X Bonus Points. An eligible transaction means retail transaction of Hotel & Lodging and Catering categories made in China.
  4. The following transactions are not eligible for this promotion: autopay, Octopus auto reload amount, cash advances, credit to cash, balance transfer, interest free tuition loan, online bill payment, gambling chips, securities transaction, foreign exchange, travellers’ cheque, finance charges, handling fees, annual fee payment, account service fees, late payment charges, reversal transaction, personalized Octopus application fee, cancellation or reimbursement of transaction, fraudulent transaction and any unauthorized transactions. Wing Lung Bank Ltd ("The Bank") may change the list of eligible transaction item from time to time at its sole discretion.
  5. The offer applies only to eligible transactions posted not later than 10 January 2022 within the promotion period (base on the posting date).
  6. All eligible transaction details and records will be provided and kept by China UnionPay Hong Kong Branch and shall be final and conclusive. These details will be used to determine the transaction eligibility. The Bank will not be responsible for the accuracy of the transaction details.
  7. Each RMB1 spent will entitle to 2 extra Bonus Points. Within the promotion period, a maximum of RMB60,000 spending can enjoy extra Bonus Points for each card account, which earn a maximum of 120,000 extra Bonus Points. The extra Bonus Points will be credited into the card account by 31 January 2022.
  8. During the bonus point earning period and redemption period, credit card account of the cardholder should be valid and in good credit standing.
  9. Bonus Points are only applicable for gift redemption under Bonus Point Program and are not transferable and cannot be redeemed into cash.
  10. Cardholders must keep the original of all documents relating to the eligible transactions. In case of any dispute, the Bank reserves the right to request the cardholder to submit the original of sales slip and/or such further documents or evidence as may be necessary for verification. All supporting documents or evidence submitted to the Bank will not be returned.
  11. In the event that after the award of Bonus Points to the cardholder, a reversal entry occurs in respect of the transaction pursuant to which the Bonus Points are awarded, the cardholder is required to reimburse the Bank such a sum, equivalent to the monetary value of the Bonus Points awarded, as may be determined by the Bank. The Bank has the right to debit the relevant credit card account with the equivalent amount prior notice to the cardholder (RMB1 will be counted for every 200 Bonus Points, subject to the transaction currency).
  12. Fraud and abuse will result in the forfeiture of a Cardholder’s accrued bonus points as well as cancellation of a Cardholder’s credit card(s). The Bank further reserves the right to take legal actions in such instances.
  13. The Wing Lung Credit Card Bonus Point Program terms and conditions also apply.

Starting from 1 Feb 2013, the following Mainland China transactions of Wing Lung UnionPay Dual Currency Platinum Card are not eligible for this promotion: real estate sales, vehicle, fuel, wholesale, supermarket spending, hospital fee, academic fee, donations to charitable and social service organization, government and government-related services or political organization fee, parking lots and garages, transportation, utilities fee, insurance, new agents and newsstands and any credit card transactions designated by the Bank from time to time. The above designated spending categories and other spending categories are subject to change by Wing Lung Bank Ltd (“The Bank”) at its sole discretion from time to time without prior notice.