Remarks:

1. Only applicable to customers of CMB Wing Lung Sunflower Service, CMB Wing Lung Private Wealth Management Service and CMB Wing Lung Private Banking Service
2. Only applicable to customers of CMB Wing Lung Private Wealth Management Service and CMB Wing Lung Private Banking Service
3. Only applicable to customer of CMB Wing Lung Private Banking Service

* If the daily account balance is less than the amount mentioned above, the deposit will not be entitled to any interest.

Interest is calculated on the following year basis (for both ordinary year & leap year):

• Interest for Hong Kong Dollar, Pound Sterling, Singapore Dollar and Thailand Baht will be accrued on the basis of a year with 365 days;
• For other currencies, interest will be accrued on the basis of a year with 360 days.

JPY and CHF fixed deposit rates are only applicable to renewal fixed deposit of the currency.

CMBWLB Wintech: Preferential rate is applicable to CMB Wing Lung NET Banking Services, CMBWLB Wintech Mobile Banking Services and CMB Wing Lung Phone Banking Services. Customer of CMB Wing Lung Sunflower Service, CMB Wing Lung Wealth Management Service and CMB Wing Lung Private Banking Service can enjoy extra interest rate for HKD, USD, AUD, NZD, CAD and GBP time deposit. (The above preferential rate does not apply to joint account(s) or time deposit placed through Customer Services Hotline of the Bank)