CMB Wing Lung Insurance Company Limited
Terms and Conditions for Sweet Home Insurance Promotion

  1. The promotional period of Sweet Home Insurance Promotional Offer (“this Offer”) is from now till 31st December 2020 , both dates inclusive (“the Promotional Period”).

  2. This Offer is only applicable to customers who successfully apply for “Sweet Home Insurance” via the website of CMB Wing Lung Bank Limited (“CMB Wing Lung Bank”) and/or “CMB Wing Lung Bank Wintech” mobile application and/or the website of CMB Wing Lung Insurance Company Limited (“CMB Wing Lung Insurance”) and/or “CMB Wing Lung Insurance E-INSURE” mobile application (“Online Application”) during the Promotional Period.

  3. This offer is not applicable to the existing policyholder of “Sweet Home Insurance” and / or policyholder who held “Sweet Home Insurance” within the past six months. The “Sweet Home Insurance” is issued by CMB Wing Lung Insurance.

  4. Upon successful for “Sweet Home Insurance” through the above channels by CMB Wing Lung Insurance, customers can enjoy 50% off discount on first year premium payment and receive JHC Gift Voucher as below.
    Net Premium Amount (after discount) JHC Gift Voucher Amount
    Below HK$800 HK$100
    HK$800 or above HK$150

  5. The minimum premium per policy for “Sweet Home Insurance” is HK$570.

  6. Subject to clause 9 below, JHC Gift Voucher (if any) (hereinafter referred as the “Gift”) will be sent by post to the correspondence address as stated in the related insurance application within 30 working days after the Promotional Period.

  7. CMB Wing Lung Bank and CMB Wing Lung Insurance shall not be responsible or liable for any loss or delay of the Gift due to postal error or inaccurate correspondence address information.

  8. The Gift cannot be redeemed for cash or exchanged for other offer. The Gift will not be re-issued if lost or damaged.

  9. The Gift is only available while stocks last. If the Gift is out of stock, CMB Wing Lung Insurance reserves the right to replace the Gift by another gift without prior notice. The value and nature of such gift may differ from the Gift offered in this Offer. In case of any disputes, the decision of CMB Wing Lung Insurance shall be final.

  10. For usage details of the Gift, please refer to the terms and conditions printed on the Gift.

  11. CMB Wing Lung Bank and CMB Wing Lung Insurance are not the supplier of the Gift and shall not be responsible for any related liabilities. Any disputes in relation to the Gift, customers should contact the supplier(s) for enquiry directly.

  12. If any of the insurance products mentioned above is cancelled after successful Online Application, the premium will be refunded (if any) pursuant to relevant policy terms and conditions, and the value of the Gift received by the applicant will also be deducted from such refund.

  13. This Offer does not apply to policy renewal.

  14. This Offer cannot be used in conjunction with other promotions of CMB Wing Lung Insurance products.

  15. This promotional material is for reference only and it does not relate to policy terms and conditions. Customers should choose suitable insurance products based on their needs. For details of insurance policy, please refer to the terms and conditions of the relevant insurance policy.

  16. CMB Wing Lung Insurance should take the responsibilities for any product quality problem of “Sweet Home Insurance”. For any enquiries about the relevant products, please contact CMB Wing Lung Insurance (Enquiry hotline: 3508 1040).

  17. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between CMB Wing Lung Bank and the customer out of the selling process or processing of the related transaction, CMB Wing Lung Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of this Plan should be resolved between directly CMB Wing Lung Insurance and the customer.

  18. CMB Wing Lung Bank and CMB Wing Lung Insurance reserve the rights to amend, change or terminate this Offer and the terms and conditions without prior notice. In case of any disputes, the decision of CMB Wing Lung Bank and CMB Wing Lung Insurance shall be final.

  19. In case of discrepancies between the English and Chinese versions of these terms and conditions, the English version shall prevail.

General Insurance Products are underwritten by CMB Wing Lung Insurance which is authorized and regulated by the Insurance Authority of Hong Kong. CMB Wing Lung Bank is an insurance agent appointed by CMB Wing Lung Insurance. CMB Wing Lung Insurance is a wholly-owned subsidiary of CMB Wing Lung Bank.