General Terms and Conditions of Promotional Offers at CMBWLB Wintech mobile application

  1. CMB Wing Lung Bank Limited ("the Bank") reserves the right to change or terminate the Promotional Offers and amend any terms and conditions of the Promotional Offers at its sole discretion without notice. In case of any dispute, the decision of the Bank shall be final.
  2. Customer will not be informed if he/she is not eligible to enjoy any of the Promotional Offers.
  3. The General Terms and Conditions of the Promotional Offers are applicable to all of the following promotional offers.
  4. The following promotional offers are subject to the terms and conditions of the related product/services.
  5. In case of discrepancies between the English and Chinese versions of the General Terms and Conditions of the Promotional Offers, the English version shall prevail.

 

Terms and Conditions of $0 Buy & Sell Order Brokerage in the first 3 months for New Customer:

  1. The promotional period of $0 Buy & Sell Order Brokerage in the first 3 months for New Customer (“This Offer”) is from 1st January 2020 to 30th June 2020 (both dates inclusive) (“Promotional Period”). Eligible Customer (refer to clause 2 of this Terms and Conditions) must successfully open i Trade Securities Account on or before 30th June 2020 in order to enjoy This Offer (refer to clause 4 of this Terms and Conditions).
  2. This Offer is only applicable to new securities customer who opens i Trade Securities Account of CMB Wing Lung Bank (“the Bank”) during the Promotional Period. New securities customer refers to customer who maintains valid i Trade Securities Account opened during the Promotional Period, and has not maintained or cancel any securities account in sole or joint names account with the Bank on or after 1st January 2019, and cannot cancel, terminate or close any securities account of the Bank during the Promotional Period (“Eligible Customer”).
  3. Eligible Customer must register for Securities e-Statement Services when opening i Trade Securities Account.
  4. Eligible Customer who buys or sells HK Stocks through electronic channels (include CMBWLB Wintech mobile banking services, CMB Wing Lung NET Securities Services and CMB Wing Lung Automated Securities Services) in the first 3 months counted from the day of the i Trade Securities Account takes effect ("Rebate Period") can get the brokerage rebated. For example, if the i Trade Securities Account takes effect on 10th January 2020, Eligible Customer can enjoy brokerage rebate for trading HK Stocks through electronic channels of the bank during the rebate period from 10th January 2020 to 10th April 2020 (both dates inclusive).
  5. For each Eligible Customer, the maximum amount of Brokerage Rebate is HKD 10,000 during the Promotional Period.
  6. Eligible Customer who trades HK Stocks (except clause 9) through electronic channels can enjoy privileged brokerage rate. For CMB Wing Lung Sunflower Customer, CMB Wing Lung Private Wealth Management Customer and CMB Wing Lung Private Banking Client, the brokerage rate is 0.15%; and that for other customer is 0.18% (the brokerage rate is based on transaction amount of each order and with no minimum brokerage). For the brokerage of other trading channels and the relevant offers and terms and conditions of i Trade Securities Account, please refer the promotional leaflet of i Trade Securities Account Offer.
  7. Eligible Customer shall pay brokerage first in full according to the pre-defined brokerage rate of Securities Account. The Bank will deposit the brokerage rebate to the settlement account (for Cash Securities Trading Account) or securities account (for Margin Securities Trading Account) of the Eligible Customer within the next calendar month after the Promotional Period. All securities accounts and the settlement accounts of the Eligible Customer must be still valid when brokerage rebate is deposited.
  8. If the HK Stock traded is not settled in Hong Kong Dollar, the relevant brokerage rebate will be converted to the equivalent Hong Kong Dollar and deposited to the settlement account (for Cash Securities Trading Account) or securities account (for Margin Securities Trading Account). The exchange rate is determined by the Bank from time to time.
  9. The HK Stock bought through Securities Savings Scheme is not applicable to This Offer.
  10. Eligible Customer cannot enjoy brokerage, cash, interest or coupon rebate or other offers of other related securities services offered by the Bank simultaneously. The Bank will calculate the rebate/coupon amount of each offer applied on an individual account each calendar month for comparison, only one of the offers with the highest value will be given to the Eligible Customer. The Bank's decision shall be final and conclusive.
  11. (Applicable to Margin Securities Trading Account) If the Margin Securities Trading Account was liquidated forcibly by the Bank during the Promotional Period (e.g. the account maintains insufficient margin causing the Bank to liquidate forcibly of all or part of the securities), such account will not be eligible for any offer or brokerage rebate from that calendar month.
  12. Eligible Customer should still pay other fees of the Bank and/or transaction fees, including but not limit to settlement fee, trading free, transaction levy and stamp duty, etc. For more details, please refer to Securities Service Charges on the General Banking and CMB Wing Lung Sunflower Service Charges.
  13. The Bank reserves the right to suspend, amend, terminate or cancel any offers, rewards, brokerage rebate and/or amend these Terms and Conditions at any time without further notice. Should there be any disputes of the Terms and Conditions of This Offer, the Bank reserves the final right of explanation and decision. For details of these Terms and Conditions, service charges and promotional offers of the Bank's securities services, please refer to the relevant promotional leaflets and Securities Services Charges on theGeneral Banking and CMB Wing Lung Sunflower Service Charges.
  14. In case of discrepancies between the English and Chinese versions of these Terms and Conditions, the Chinese version shall prevail.

 

Fund Trading Subscription Fee Promotional Offer: Subscription Fee as low as 1%

Terms and Conditions of Fund Trading Subscription Fee Promotional Offer

  1. The Fund Trading Subscription Fee Promotional Offer is applicable to relevant instruction received and accepted by the Bank by 3p.m. on 31st December 2020.
  2. The Fund Trading Subscription Fee Promotional Offer is only applicable for subscription of investment fund(s) through "Fund Services" of CMB Wing Lung NET Banking Services or CMBWLB Wintech mobile application. Amount of Promotional Subscription Fee is calculated base on the subscription amount of each investment fund subscription.
  3. The Fund Trading Subscription Fee Promotional Offer is not applicable to Fund Monthly Savings Plan, investment funds with no subscription fees, money market funds or any other funds designated by the Bank.
  4. The Fund Trading Subscription Fee Promotional Offer cannot be used in conjunction with any other offers.

 

Utilities-rebate Lifetime Offer

Terms and Conditions of Utilities-rebate Lifetime Offer

  1. The promotional period of Utilities-rebate Lifetime Offer (“the Offer”) is valid from now to 31st December 2020 (both days inclusive) (“Promotional Period”).
  2. Customer (including personal account or joint name account) has to register designated utilities services bills with direct debit authorization services (“DDA Services”) via CMBWLB Wintech mobile application (“Wintech”) or any branches of the Bank during the promotional period and pay with the DDA Services via HKD savings account, HKD current account, Combination Savings Account or All-In-One Card Account of the Bank (“Eligible Customer“). Eligible Customer should login to Wintech within the calendar month of DDA in order to be eligible to receive the rebate. Designated utilities services bill means the bills issued by Rating and Valuation Department, Water Supplies Department, CLP Power Hong Kong Limited, The Hong Kong Electric Company Limited and The Hong Kong and China Gas Company Limited.
  3. Eligible Customer can enjoy a remainder amount rebate, which includes the nearest dollar and two decimal place amount of designated utilities services bill paid with the DDA Services (“Rebate Amount”). The maximum amount for each rebate is HKD9.99. For example, customer paid HKD189.78 for water supply, he/she can get the Rebate Amount up to HKD9.78.
  4. The Bank will rebate the first 4 entries of the DDA Services each calendar month, and then rebate by the size of the rebate amount if there is more than 1 time of rebate on the same day (the larger amount will be given priority rebates) of the same calendar month.
  5. Each Eligible Customer can get a maximum 4 times of rebate each calendar month. The transaction date of the DDA Services is based on the record of CMB Wing Lung Bank (“the Bank”).
  6. The rebate will be credited into the Eligible Customer's autopay account (“Rebate Account”) at the Bank with the DDA Services on the first Saturday of the coming calendar month. If the first Saturday is public holiday, then it will be postponed to the coming working day. Working day means from Mondays to Saturdays, excluding Sundays and public holidays.
  7. When the Bank credits the rebate, the related deposit account of Eligible Customer should still be valid and in good record.
  8. If the customer cancels the Rebate Account or change the settlement account of designated utilities services bill with the DDA Services, the Offer will be cancelled.
  9. The Bank reserves the right to suspend, terminate or cancel, or to amend or vary any terms or conditions at any time without further notice.
  10. In case of disputes, the Bank's decision and record shall be final and binding.
  11. If case of discrepancies between the English and Chinese versions of these terms and conditions, the Chinese version shall prevail.
  12. Risk Disclosure: The risk of loss associated with the volatile movement in foreign exchange market can be substantial. Participants should have a thorough understanding of the market and should be aware of the risk of foreign exchange investment.

 

e-Offer

The use of the e-Offer is subject to the relevant terms and conditions. For details, please refer to the terms and conditions on the e-Offer.

 

Warning: To borrow or not to borrow? Borrow only if you can repay!

 

Risk disclosure:

The above information is for reference only and does not constitute and should not be regarded as any offer to purchase or sell. Investment involves risks and the price of securities may fluctuate or even become worthless. Losses may be incurred rather than making a profit as a result of dealing in securities. You should carefully and independently consider whether the securities are suitable for you in light of your investment experience, objectives, financial position and risk profile. This advertisement has not been authorized by the Securities and Futures Commission. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the risk disclosure statements in the General Conditions for Accounts and Services before making any investment decisions.

Statement

According to the Personal Data (Privacy) Ordinance, you may, at any time and without charge, choose not to receive our future promotional materials. Please click here or inform us in writing in case of such a request to the Data Protection Officer. (Address: The Data Protection Officer, CMB Wing Lung Bank Limited, 45 Des Voeux Road Central, Hong Kong. Fax no. 2782 3895)