 Hong Kong Dollar Savings Deposit Rates
|
| Foreign Currency Fixed Deposit Rates |
Hong Kong Dollar Savings Deposit Rates
| Savings (General Account) | (as at 2025/11/30 17:00:00) |
| Account Balance (HKD) | Interest Rate in % p.a. |
| Below HKD5,000 | 0.00000 |
| HKD5,000 to HKD9,999 | 0.00000 |
| HKD10,000 to HKD149,999 | 0.00100 |
| HKD150,000 or above | 0.00100 |
| CMB Wing Lung All-In-One Card Account | (as at 2025/11/30 17:00:00) |
| Account Balance (HKD) | Interest Rate in % p.a. |
| Below HKD10,000 | 0.00000 |
| HKD10,000 or above | 0.00100 |
| HKD150,000 or above | 0.00100 |
| HKD500,000 or above1 | 0.00600 |
| HKD5,000,000 or above2 | 0.00600 |
| HKD10,000,000 or above3 | 0.00600 |
| Foreign Currency Savings Deposit Rates (Applicable to General Account and All-In-One Card Account) | (as at 2025/11/30 17:00:00) |
||||
| Currency | Account Balance* | % p.a. | |||
| Australian Dollar (AUD) | AUD100 or above | 0.00100 | |||
| Canadian Dollar (CAD) | CAD100 or above | 0.00100 | |||
| Swiss Franc (CHF) | CHF100 or above | 0.00000 | |||
| Euro (EUR) | EUR100 or above | 0.00000 | |||
| Pound Sterling (GBP) | GBP100 or above | 0.00100 | |||
| Japanese Yen (JPY) | JPY10,000 or above | 0.00000 | |||
| New Zealand Dollar (NZD) | NZD100 or above | 0.00100 | |||
| Renminbi (RMB) | RMB100 or above | 0.45000 | |||
| Singapore Dollar (SGD) | SGD100 or above | 0.00100 | |||
| Thailand Baht (THB) | THB2,000 or above | 0.00100 | |||
| US Dollar (USD) | USD5,000 or above | 0.00100 | |||
| * If the daily account balance is less than the amount mentioned above, the deposit will not be entitled to any interest. | |||||
| Call Deposit Rates | (as at 2025/11/30 17:00:00) |
|
| Currency | Minimum Deposit Amount | % p.a. |
| Hong Kong Dollar (HKD) | HKD10,000 or above | 0.00100 |
| Australian Dollar (AUD) | AUD1,000 or above | 0.00100 |
| Canadian Dollar (CAD) | CAD1,000 or above | 0.00100 |
| Swiss Franc (CHF) | CHF10,000 or above | 0.00000 |
| Euro (EUR) | EUR5,000 or above | 0.00000 |
| Pound Sterling (GBP) | GBP1,000 or above | 0.00100 |
| Japanese Yen (JPY) | JPY1,000,000 or above | 0.00000 |
| New Zealand Dollar (NZD) | NZD1,000 or above | 0.00100 |
| Singapore Dollar (SGD) | SGD10,000 or above | 0.00100 |
| Thailand Baht (THB) | THB200,000 or above | 0.00100 |
| US Dollar (USD) | USD1,000 or above | 0.00100 |
| Fixed Deposits | (as at 2025/11/30 17:00:00) |
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| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | HKD10,000 – HKD499,999.99 | HKD500,000 – HKD999,999.99 | HKD1,000,000 – HKD4,999,999.99 | HKD5,000,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.25000 1.45000 |
0.25000 1.50000 |
0.25000 1.50000 |
0.25000 1.50000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 1.75000 |
0.25000 1.80000 |
0.25000 1.80000 |
0.25000 1.80000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.50000 |
0.25000 2.55000 |
0.25000 2.55000 |
0.25000 2.55000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.45000 |
0.25000 2.50000 |
0.25000 2.50000 |
0.25000 2.50000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.45000 |
0.25000 2.50000 |
0.25000 2.50000 |
0.25000 2.50000 |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.45000 |
0.25000 2.50000 |
0.25000 2.50000 |
0.25000 2.50000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 0.95000 |
0.25000 1.00000 |
0.25000 1.00000 |
0.25000 1.00000 |
| (Interest Rate in % p.a.) | |||||
| Pleasure Savings | (as at 2025/11/30 17:00:00) |
| Deposit Term | p.a.〈%〉 |
| 12 months | 1.00000 |
| 18 months | 1.00000 |
| 24 months | 1.20000 |
| 36 months | 1.20000 |
| 48 months | 1.50000 |
| 60 months | 1.50000 |
| * For monthly installment of HKD500 or above |
The above information is for reference only.
Foreign Currency Fixed Deposit Rates
| US Dollar Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | USD1,000 – USD49,999.99 | USD50,000 – USD99,999.99 | USD100,000 – USD499,999.99 | USD500,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.20000 |
1.10000 3.30000 |
1.10000 3.30000 |
1.10000 3.30000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.20000 |
1.10000 3.30000 |
1.10000 3.30000 |
1.10000 3.30000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.45000 |
1.10000 3.55000 |
1.10000 3.55000 |
1.10000 3.55000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.30000 |
1.10000 3.40000 |
1.10000 3.40000 |
1.10000 3.40000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.20000 |
1.10000 3.30000 |
1.10000 3.30000 |
1.10000 3.30000 |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 3.00000 |
1.10000 3.10000 |
1.10000 3.10000 |
1.10000 3.10000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
1.00000 2.70000 |
1.10000 2.80000 |
1.10000 2.80000 |
1.10000 2.80000 |
| (Interest Rate in % p.a.) | |||||
| Yuan Renminbi Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | CNY10,000 – CNY99,999.99 | CNY100,000 – CNY999,999.99 | CNY1,000,000 – CNY4,999,999.99 | CNY5,000,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.45000 0.45000 |
0.45000 0.45000 |
0.45000 0.45000 |
0.45000 0.45000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.45000 0.45000 |
0.45000 0.45000 |
0.45000 0.45000 |
0.45000 0.45000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.45000 0.65000 |
0.45000 0.70000 |
0.45000 0.70000 |
0.45000 0.70000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.05000 |
0.45000 1.10000 |
0.45000 1.10000 |
0.45000 1.10000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.05000 |
0.45000 1.10000 |
0.45000 1.10000 |
0.45000 1.10000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.20000 |
0.45000 1.25000 |
0.45000 1.25000 |
0.45000 1.25000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.05000 |
0.45000 1.10000 |
0.45000 1.10000 |
0.45000 1.10000 |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.10000 |
0.45000 1.15000 |
0.45000 1.15000 |
0.45000 1.15000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.15000 |
0.45000 1.20000 |
0.45000 1.20000 |
0.45000 1.20000 |
| (Interest Rate in % p.a.) | |||||
| Australian Dollars Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | AUD1,000 – AUD19,999.99 | AUD20,000 – AUD59,999.99 | AUD60,000 – AUD149,999.99 | AUD150,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.00000 |
0.30000 2.10000 |
0.30000 2.10000 |
0.30000 2.10000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.00000 |
0.30000 2.10000 |
0.30000 2.10000 |
0.30000 2.10000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 2.20000 |
0.50000 2.30000 |
0.50000 2.30000 |
0.50000 2.30000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.55000 2.20000 |
0.60000 2.30000 |
0.60000 2.30000 |
0.60000 2.30000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
0.65000 2.20000 |
0.70000 2.30000 |
0.70000 2.30000 |
0.70000 2.30000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| (Interest Rate in % p.a.) | |||||
| New Zealand Dollars Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | NZD1,000 – NZD19,999.99 | NZD20,000 – NZD59,999.99 | NZD60,000 – NZD149,999.99 | NZD150,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.25000 1.80000 |
0.30000 1.90000 |
0.30000 1.90000 |
0.30000 1.90000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.45000 1.80000 |
0.50000 1.90000 |
0.50000 1.90000 |
0.50000 1.90000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.60000 1.80000 |
0.65000 1.90000 |
0.65000 1.90000 |
0.65000 1.90000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.85000 1.70000 |
0.90000 1.80000 |
0.90000 1.80000 |
0.90000 1.80000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
1.10000 1.70000 |
1.15000 1.80000 |
1.15000 1.80000 |
1.15000 1.80000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| (Interest Rate in % p.a.) | |||||
| Canadian Dollar Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | CAD1,000 – CAD19,999.99 | CAD20,000 – CAD59,999.99 | CAD60,000 – CAD149,999.99 | CAD150,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.10000 1.40000 |
0.15000 1.50000 |
0.15000 1.50000 |
0.15000 1.50000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.15000 1.40000 |
0.20000 1.50000 |
0.20000 1.50000 |
0.20000 1.50000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 1.50000 |
0.30000 1.60000 |
0.30000 1.60000 |
0.30000 1.60000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.35000 1.50000 |
0.40000 1.60000 |
0.40000 1.60000 |
0.40000 1.60000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
0.65000 1.50000 |
0.70000 1.60000 |
0.70000 1.60000 |
0.70000 1.60000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| (Interest Rate in % p.a.) | |||||
| Pound Sterling Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
||||
| Deposit Term | Fixed deposit interest rate p.a.〈%〉 | GBP1,000 – GBP9,999.99 | GBP10,000 – GBP39,999.99 | GBP40,000 – GBP79,999.99 | GBP80,000 or above |
| 1 week |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 2 weeks |
Branch CMB Wing Lung Bank Mobile App |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
0.08000 0.08000 |
| 1 month |
Branch CMB Wing Lung Bank Mobile App |
0.10000 2.20000 |
0.10000 2.30000 |
0.10000 2.30000 |
0.10000 2.30000 |
| 2 months |
Branch CMB Wing Lung Bank Mobile App |
0.15000 2.20000 |
0.20000 2.30000 |
0.20000 2.30000 |
0.20000 2.30000 |
| 3 months |
Branch CMB Wing Lung Bank Mobile App |
0.25000 2.30000 |
0.30000 2.40000 |
0.30000 2.40000 |
0.30000 2.40000 |
| 6 months |
Branch CMB Wing Lung Bank Mobile App |
0.55000 2.30000 |
0.60000 2.40000 |
0.60000 2.40000 |
0.60000 2.40000 |
| 9 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| 12 months |
Branch CMB Wing Lung Bank Mobile App |
0.85000 2.30000 |
0.90000 2.40000 |
0.90000 2.40000 |
0.90000 2.40000 |
| 24 months |
Branch CMB Wing Lung Bank Mobile App |
-- -- |
-- -- |
-- -- |
-- -- |
| (Interest Rate in % p.a.) | |||||
| Foreign Currency Fixed Deposit Rates | (as at 2025/11/30 17:00:00) |
|||||||
| Currency |
Fixed deposit interest rate p.a.〈%〉 |
Deposit Term |
||||||
| 1 W | 2 W | 1 M | 2 M | 3 M | 6 M | 12 M | ||
| Euro | Branch CMB Wing Lung Bank Mobile App |
0.00100 0.00100 |
0.00100 0.00100 |
0.10000 0.10000 |
0.10000 0.30000 |
0.10000 0.80000 |
0.10000 0.80000 |
0.10000 0.90000 |
| Japanese Yen | Branch CMB Wing Lung Bank Mobile App |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
| Singapore Dollars | Branch CMB Wing Lung Bank Mobile App |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
0.00100 0.00100 |
0.05000 0.05000 |
0.07000 0.07000 |
0.15000 0.15000 |
| Swiss Franc | Branch CMB Wing Lung Bank Mobile App |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
0.00000 0.00000 |
| Thailand Baht | Branch CMB Wing Lung Bank Mobile App |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
0.10000 0.10000 |
| (Interest Rate in % p.a.) | ||||||||
The above information is for reference only.