Hong Kong Dollar Savings Deposit Rates
Foreign Currency Fixed Deposit Rates
 

Hong Kong Dollar Savings Deposit Rates

Savings (General Account)
(as at 2023/02/09 17:00:00)
Account Balance (HKD) Interest Rate in % p.a.
Below HKD5,000 0.00000
HKD5,000 to HKD9,999 0.00000
HKD10,000 to HKD149,999 0.62500
HKD150,000 or above 0.62500

 

CMB Wing Lung All-In-One Card Account
(as at 2023/02/09 17:00:00)
Account Balance (HKD) Interest Rate in % p.a.
Below HKD10,000 0.00000
HKD10,000 or above 0.62500
HKD150,000 or above 0.62500
HKD500,000 or above1 0.63000
HKD5,000,000 or above2 0.63000
HKD10,000,000 or above3 0.63000

 

Foreign Currency Savings Deposit Rates (Applicable to General Account and All-In-One Card Account)
(as at 2023/02/09 17:00:00)
Currency Account Balance* % p.a.
Australian Dollar (AUD) AUD100 or above 0.00100
Canadian Dollar (CAD) CAD100 or above 0.00100
Swiss Franc (CHF) Any amount 0.00000
Euro (EUR) Any amount 0.00000
Pound Sterling (GBP) GBP100 or above 0.00100
Japanese Yen (JPY) Any amount 0.00000
New Zealand Dollar (NZD) NZD100 or above 0.00100
Renminbi (RMB) RMB100 or above 0.45000
Singapore Dollar (SGD) SGD100 or above 0.00100
Thailand Baht (THB) THB2,000 or above 0.00100
US Dollar (USD) USD5,000 or above 0.00100
* If the daily account balance is less than the amount mentioned above, the deposit will not be entitled to any interest.

 

Call Deposit Rates
(as at 2023/02/09 17:00:00)
Currency Minimum Deposit Amount % p.a.
Hong Kong Dollar (HKD) HKD10,000 or above 0.62500
Australian Dollar (AUD) AUD1,000 or above 0.00100
Canadian Dollar (CAD) CAD1,000 or above 0.00100
Swiss Franc (CHF) CHF10,000 or above 0.00000
Euro (EUR) EUR5,000 or above 0.00000
Pound Sterling (GBP) GBP1,000 or above 0.00100
Japanese Yen (JPY) JPY1,000,000 or above 0.00000
New Zealand Dollar (NZD) NZD1,000 or above 0.00100
Singapore Dollar (SGD) SGD10,000 or above 0.00100
Thailand Baht (THB) THB200,000 or above 0.00100
US Dollar (USD) USD1,000 or above 0.00100

 

Fixed Deposits
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 HKD10,000 – HKD499,999.99 HKD500,000 – HKD999,999.99 HKD1,000,000 – HKD4,999,999.99 HKD5,000,000
or above
1 week Branch
CMBWLB Wintech
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
2 weeks Branch
CMBWLB Wintech
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
0.80000
1 month Branch
CMBWLB Wintech
1.00000
2.15000
1.05000
2.20000
1.05000
2.20000
1.05000
2.20000
2 months Branch
CMBWLB Wintech
1.00000
2.55000
1.05000
2.60000
1.05000
2.60000
1.05000
2.60000
3 months Branch
CMBWLB Wintech
2.10000
3.00000
2.15000
3.05000
2.15000
3.05000
2.15000
3.05000
6 months Branch
CMBWLB Wintech
2.70000
3.75000
2.75000
3.80000
2.75000
3.80000
2.75000
3.80000
9 months Branch
CMBWLB Wintech
2.85000
3.85000
2.90000
3.90000
2.90000
3.90000
2.90000
3.90000
12 months Branch
CMBWLB Wintech
3.00000
4.00000
3.05000
4.05000
3.05000
4.05000
3.10000
4.10000
24 months Branch
CMBWLB Wintech
2.60000
3.60000
2.65000
3.65000
2.65000
3.65000
2.70000
3.70000
(Interest Rate in % p.a.)      

 

Pleasure Savings
(as at 2023/02/09 17:00:00)
Deposit Term p.a.〈%〉
12 months 1.30000
18 months 1.50000
24 months 1.90000
36 months 2.20000
48 months 2.30000
60 months 2.30000
* For monthly installment of HKD500 or above  

The above information is for reference only.

 

Foreign Currency Fixed Deposit Rates

US Dollar Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 USD1,000 – USD49,999.99 USD50,000 – USD99,999.99 USD100,000 – USD499,999.99 USD500,000
or above
1 week Branch
CMBWLB Wintech
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
2 weeks Branch
CMBWLB Wintech
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
0.50000
1 month Branch
CMBWLB Wintech
2.15000
3.15000
2.20000
3.20000
2.20000
3.20000
2.20000
3.20000
2 months Branch
CMBWLB Wintech
2.25000
3.25000
2.30000
3.30000
2.30000
3.30000
2.30000
3.30000
3 months Branch
CMBWLB Wintech
3.20000
4.20000
3.25000
4.25000
3.25000
4.25000
3.30000
4.30000
6 months Branch
CMBWLB Wintech
3.40000
4.40000
3.45000
4.45000
3.45000
4.45000
3.50000
4.50000
9 months Branch
CMBWLB Wintech
3.40000
4.40000
3.45000
4.45000
3.45000
4.45000
3.50000
4.50000
12 months Branch
CMBWLB Wintech
3.50000
4.50000
3.55000
4.55000
3.55000
4.55000
3.60000
4.60000
24 months Branch
CMBWLB Wintech
3.10000
4.10000
3.15000
4.15000
3.15000
4.15000
3.20000
4.20000
(Interest Rate in % p.a.)

 

Yuan Renminbi Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 CNY10,000 – CNY99,999.99 CNY100,000 – CNY999,999.99 CNY1,000,000 – CNY4,999,999.99 CNY5,000,000
or above
1 week Branch
CMBWLB Wintech
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
2 weeks Branch
CMBWLB Wintech
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
0.45000
1 month Branch
CMBWLB Wintech
0.70000
1.40000
0.75000
1.45000
0.75000
1.45000
0.75000
1.45000
2 months Branch
CMBWLB Wintech
1.20000
1.95000
1.25000
2.00000
1.25000
2.00000
1.25000
2.00000
3 months Branch
CMBWLB Wintech
1.45000
2.10000
1.50000
2.15000
1.50000
2.15000
1.50000
2.15000
6 months Branch
CMBWLB Wintech
1.45000
2.10000
1.50000
2.15000
1.50000
2.15000
1.50000
2.15000
9 months Branch
CMBWLB Wintech
1.75000
2.25000
1.80000
2.30000
1.80000
2.30000
1.80000
2.30000
12 months Branch
CMBWLB Wintech
1.85000
2.40000
1.90000
2.45000
1.90000
2.45000
1.90000
2.45000
24 months Branch
CMBWLB Wintech
1.85000
2.45000
1.90000
2.50000
1.90000
2.50000
1.90000
2.55000
(Interest Rate in % p.a.)

 

Australian Dollars Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 AUD1,000 – AUD19,999.99 AUD20,000 – AUD59,999.99 AUD60,000 – AUD149,999.99 AUD150,000
or above
1 week Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
2 weeks Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
1 month Branch
CMBWLB Wintech
0.25000
2.45000
0.30000
2.50000
0.30000
2.50000
0.30000
2.50000
2 months Branch
CMBWLB Wintech
0.25000
2.45000
0.30000
2.50000
0.30000
2.50000
0.30000
2.50000
3 months Branch
CMBWLB Wintech
0.45000
2.90000
0.50000
2.95000
0.50000
2.95000
0.50000
3.00000
6 months Branch
CMBWLB Wintech
0.55000
2.90000
0.60000
2.95000
0.60000
2.95000
0.60000
3.00000
9 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
12 months Branch
CMBWLB Wintech
0.65000
3.20000
0.70000
3.25000
0.70000
3.25000
0.70000
3.30000
24 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
(Interest Rate in % p.a.)

 

New Zealand Dollars Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 NZD1,000 – NZD19,999.99 NZD20,000 – NZD59,999.99 NZD60,000 – NZD149,999.99 NZD150,000
or above
1 week Branch
CMBWLB Wintech
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
2 weeks Branch
CMBWLB Wintech
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
0.20000
1 month Branch
CMBWLB Wintech
0.25000
2.45000
0.30000
2.50000
0.30000
2.50000
0.30000
2.50000
2 months Branch
CMBWLB Wintech
0.45000
2.45000
0.50000
2.50000
0.50000
2.50000
0.50000
2.50000
3 months Branch
CMBWLB Wintech
0.60000
2.90000
0.65000
2.95000
0.65000
2.95000
0.65000
3.00000
6 months Branch
CMBWLB Wintech
0.85000
2.90000
0.90000
2.95000
0.90000
2.95000
0.90000
3.00000
9 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
12 months Branch
CMBWLB Wintech
1.10000
3.20000
1.15000
3.25000
1.15000
3.25000
1.15000
3.30000
24 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
(Interest Rate in % p.a.)

 

Canadian Dollar Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 CAD1,000 – CAD19,999.99 CAD20,000 – CAD59,999.99 CAD60,000 – CAD149,999.99 CAD150,000
or above
1 week Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
2 weeks Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
1 month Branch
CMBWLB Wintech
0.10000
2.25000
0.15000
2.30000
0.15000
2.30000
0.15000
2.30000
2 months Branch
CMBWLB Wintech
0.15000
2.35000
0.20000
2.40000
0.20000
2.40000
0.20000
2.40000
3 months Branch
CMBWLB Wintech
0.25000
2.50000
0.30000
2.55000
0.30000
2.55000
0.30000
2.60000
6 months Branch
CMBWLB Wintech
0.35000
2.70000
0.40000
2.75000
0.40000
2.75000
0.40000
2.80000
9 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
12 months Branch
CMBWLB Wintech
0.65000
2.90000
0.70000
2.95000
0.70000
2.95000
0.70000
3.00000
24 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
(Interest Rate in % p.a.)

 

Pound Sterling Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Deposit Term Fixed deposit interest rate p.a.〈%〉 GBP1,000 – GBP9,999.99 GBP10,000 – GBP39,999.99 GBP40,000 – GBP79,999.99 GBP80,000
or above
1 week Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
2 weeks Branch
CMBWLB Wintech
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
0.08000
1 month Branch
CMBWLB Wintech
0.10000
1.95000
0.10000
2.00000
0.10000
2.00000
0.10000
2.00000
2 months Branch
CMBWLB Wintech
0.15000
2.25000
0.20000
2.30000
0.20000
2.30000
0.20000
2.30000
3 months Branch
CMBWLB Wintech
0.25000
2.50000
0.30000
2.55000
0.30000
2.55000
0.30000
2.60000
6 months Branch
CMBWLB Wintech
0.55000
2.70000
0.60000
2.75000
0.60000
2.75000
0.60000
2.80000
9 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
12 months Branch
CMBWLB Wintech
0.85000
2.90000
0.90000
2.95000
0.90000
2.95000
0.90000
3.00000
24 months Branch
CMBWLB Wintech
--
--
--
--
--
--
--
--
(Interest Rate in % p.a.)

 

Foreign Currency Fixed Deposit Rates
(as at 2023/02/09 17:00:00)
Currency
Fixed deposit interest rate p.a.〈%〉
Deposit Term
1 W 2 W 1 M 2 M 3 M 6 M 12 M
Euro Branch
CMBWLB Wintech
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
Singapore Dollars Branch
CMBWLB Wintech
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.00100
0.05000
0.05000
0.07000
0.07000
0.15000
0.15000
Thailand Baht Branch
CMBWLB Wintech
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
0.10000
(Interest Rate in % p.a.)

The above information is for reference only.