* Terms and Conditions of Welcome Gifts Redemption:
  1. Welcome gifts are only applicable to the principal cardholder of i) OUHK MasterCard or ii) CMB Wing Lung Credit Card with Supplementary OUHK MasterCard linked, which is successfully approved on or before 31 March 2016 (“Promotion Period”) and the customer who has not maintained any CMB Wing Lung credit card or affinity card (including principal and supplementary card) in the past 12 months (“Cardholder(s)”).
  2. Each Cardholder can be awarded one welcome gift only. If the Cardholder applies for more than one CMB Wing Lung credit card during the Promotion Period, the Cardholder can only be awarded one welcome gift under one of the promotion programs of CMB Wing Lung Bank Limited (“the Bank”).  The Bank reserves the rights of final decision.
  3. Welcome gift cannot be changed once it has been chosen in the application form. The quantities of welcome gifts are limited and are available on a first-come-first-served basis while stocks last. If the welcome gift chosen by the Cardholder is out of stock, the Bank is entitled to replace it by other gift. The Bank reserves the right to substitute the welcome gift with another offer without prior notice as replacement in case of product shortage. The value or nature of the substitute gifts may differ from the current gifts offered in this promotion.
  4. For Cardholder who choose to redeem "HK$200 Application Fee Waiver", "HK$200 Tuition Fee Rebate":
    1. Cardholder shall effect accumulated spending by the new card in the amount of HK$2,800 or above within 2 months from the issuance of the new card for the redemption of “HK$200 Application Fee Waiver” or “HK$200 Tuition Fee Rebate” for free.
    2. Gift Redemption Advice will be sent to the Principal Cardholder within 1 month upon fulfilment of the required spending criteria.
  5. Cardholder who chooses "HK$200 Application Fee Waiver" or "HK$200 Tuition Fee Rebate" as the welcome gift should be credited with HK$200 in the eligible applicants' credit card account in the 3rd statement cycle from the issuance date of the credit card, upon fulfillment of the spending requirement.
  6. For Cardholders who choose to redeem MAX Realtime Video Quadcopter:
    1. Cardholder shall effect accumulated spending by the new card in the amount of HK$6,800 or above within 2 months from the issuance of the new card for the redemption of one MAX Realtime Video Quadcopter for free. Gift Redemption Letter will be sent to the Cardholder within 1 month by post upon fulfillment of the spending requirements by the Cardholder.  
    2. Quadcopter user should take control of quadcopter in a responsible manner and with respect of the local rules and regulations.
  7. For Cardholder who choose to redeem Rasonic Bread Maker: Cardholder shall effect accumulated spending by the new card in the amount of HK$3,800 or above within 2 months from the issuance of the new card for the redemption of one Rasonic Bread Maker for free. Gift Redemption Letter will be sent to the Cardholder within 1 month by post upon fulfillment of the spending requirements by the Cardholder.  
  8. For Cardholder who choose to redeem Sony 10,000mAh Portable Charger: Cardholder shall effect accumulated spending by the new card in the amount of HK$2,800 or above within 2 months from the issuance of the new card for the redemption of one Sony 10,000mAh Portable Charger for free. Gift Redemption Letter will be sent to the Cardholder within 1 month by post upon fulfillment of the spending requirements by the Cardholder.
  9. Only the recorded retail purchase, cash advance, online purchase, mail purchase, phone order or recorded amount of instalment payment is eligible to the spending requirements for redemption of the welcome gifts.
  10. The following spending are not eligible to the spending requirements for redemption of the welcome gifts: autopay transfer, credit to cash program, balance transfer, flexible instalment, interest free tuition loan, Octopus auto reload amount, online bill payment, gambling chips, securities transaction, foreign exchange, travellers' cheque purchase, finance charges, handling fees, annual fee payment, account service fees, late payment charges, reversal transaction, personalized Octopus application fee, cancellation or reimbursement of transaction or other transactions that the Bank determines.
  11. If Cardholder cancels that credit card within 1 year after issuance, the Bank reserves the right to charge a gift administrative fee of HK$200 to Cardholder for each credit card.
  12. The Bank is not the supplier of the gift items in this promotion and shall not be responsible for any matters related to the product quality or after-sales services provided.
  13. During the Promotion Period and redemption period, credit card account of the Cardholder must be valid and in good credit standing for the redemption of the welcome gifts.
  14. The Bank reserves the right to change the above terms and conditions without prior notice. In case of any dispute, the Bank reserves the right of final decision.