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Step 1
Account Opening
Information

Step 2
Risk Assessment

Step 3
Terms and Conditions
and Risk Disclosure

Step 4
Verification and
Confirmation

Step 5
Application
Submission

 
Verification and Confirmation
Please confirm your inputted information.
Customer Declaration
Does your account have any other beneficial owner or controller?
Are you an employee of a SFC regulated intermediary? No
Are you a U.S. person/resident or Canadian resident within the meaning ascribed to the term under Regulation S of the U.S. Securities Act or Canadian securities or tax laws? No
 
Personal and Financial Information
Are you aged 65 or above? No
Are you visually impaired? No
Education Level Secondary
Investment Objective Capital Growth
Investment Strategy Speculation
Maximum Investment Horizon 5 Year(s)
Monthly Income (HKD) $8,000 - $29,999
Net Worth (HKD) $500,000 - $999,999
 
Account Particulars
Account Name      
Chinese : 陳大文    
English : CHAN TAI MAN    
HKID Card No. / Passport No. : E126456(7)    
Date of Birth : 10/01/1973
 
Nationalit : Hong Kong
Residential Address : 大埔開心里蘋果徑2號
Correspondence Address(1) : 大埔開心里蘋果徑2號
Residential Phone No. : 24567890  
 
Mobile Phone No./ Pager : 98765432    
Fax No. : 29876543    
Preferred language* : English
Settlement Acount No.*
(Hong Kong Dollar) : 		Chan Tai Man, Current A/C 601-111-1111-1
Settlement Account No.(Foreign Currency) :  
 
Email Address : 2abcdefgh@pppmail.com    
Contact Phone No.* : 29876543    
Employment Status* : Employed  
 
Name of Employer : XYZ Company Limited  
 
Office Address : Rm 18, 30/F, Queens Building, LE Road Hong Kong
Office Phone No. : 98765432    
Occupation / Busines : Business Service / Financial    
Position : Officer    
If you are an employee of CMB Wing Lung Bank Limited, please provide your staff number :
Staff Number :      
You are not a relative of our directors or employees, except :
Name :      
Relationship :    
 
 
Remarks :
 
1. If Correspondence Address is unavailable, your Residential Address will set as Corresspondence Address.
 
 
Disclaimer
1
By completing the following questionnaire designed by the research team of the Department of Statistics and Actuarial Science, The University of Hong Kong, you will have a better understanding of your risk tolerance of investment. Meanwhile this enables us to better know your risk attitude. Please note that the result of this questionnaire will be effective from the date you have completed the assessment and valid for 1 year.
2

The information and questionnaire result provided herein is for your reference only and neither the information nor any opinion expressed herein is intended to be or constitutes an offer or solicitation to purchase or sell any securities or investment products. This risk profile assessment through this questionnaire depends on the accuracy of the answers given and is for guidance only. It cannot be taken as a substitute of professional investment advice.

This questionnaire is built upon the assumptions that an appropriate risk level of an investor will depend on the investor’s investment objective, investment experience, investment horizon, liquidity needs and attitude on risk and return expectation. The questionnaire design and scoring methods are based on statistical principles and assumptions. Changes to assumptions made may have a material impact on the indicated result. The assessment is only done at a certain point of time and investment climate may change so that the static assumption may not apply. The indicated result is for reference only. CMB Wing Lung Bank Limited (“the Bank”) accepts no liability whatsoever as to the assessment result. Should you choose to invest relying on the assessment result, the Bank cannot be held responsible for the consequences. If you have any doubt about this questionnaire, an independent professional financial advice should be sought.

I confirm that I have read and understood the above Disclaimer. Agree
 
Questionnaire on Risk Tolerance of Investment
1.
What is your age?
 
  • 30-39
2.
Are you currently holding any of the following investments? (multiple responses allowed)
 
  • Cash, deposits or capital protected funds
  • Foreign currencies
3.
How many years of experience do you have in each of the following risky investments?
 
  • Bonds or bond funds - No experience
  • Foreign currencies - No experience
  • Stock or equity funds - No experience
  • Warrants, futures, options, or structured products - No experience
4.
In the past 12 months, have you borrowed money to make an investment (other than for your home mortgage)?
 
  • Yes
5.
The amount of your investments in risky assets constitutes what percentage of your liquid assets (i.e. assets excluding self-occupied property and any other outstanding financial obligations)?
 
  • 10% to 25%
6.
When investing in risky investments, you have an investment horizon in mind. Currently, what time period would you expect to withdraw 20% or more of your investments?
 
  • 1 to 3 years
7.
Investments can go up and down in value and it is possible that you may suffer a loss in your total investment. By how much could your total investments go down in any one year period before you would begin to feel uncomfortable?
 
  • 16% to 20%
8.
Generally, a more risky investment may bring you either a higher profit or a higher loss. On the other hand, a less risky investment may bring you either a lower profit or a lower loss. Which of the following statements best describes your attitude towards investment risk?
 
  • I can accept a moderate fluctuation in investment value as long as my investments have potential returns slightly above inflation.
 
 
Investment Preference Analysis
New Risk Tolerance Level Low
I have completed your questionnaire on risk tolerance and understand that my level of risk tolerance is Low, and agree that investment products of Low risk level or below best suit my investment needs.  I also agree that this result will supersede the previous results that I had performed in your bank.
 
Terms and Conditions
 
The following documents are available in Chinese and English. Please carefully read and confirm the following documents:
Master Conditions (Securities, Deposit Products, Options and Investment Funds) and Conditions for Investment Fund Savings Plan Download Version
Agree
CMB Wing Lung NET Banking General Conditions and Specific Conditions Download Version
Agree
 
Risk Disclosure Statements
 
The following documents are available in Chinese and English. Please carefully read and confirm the following documents:
  Downlad Version
I have read and understood the risk disclosure statements. The risk disclosure statements have been provided in a language of my choice. I have been invited to ask questions and take independent advice if I wish.
 
Acknowledgement
Q1 I authorize the Bank and its staff to access to and utilize my deposit information for the purpose of enabling the provision of full banking services at the Bank's Wealth Management Service Zones. Agree
Q2 I delcare that, should my circumtances change so that I become a U.S. person/resident or Canadian resident, I will advise us promptly or the change in my status. I understand that I may be obliged to sell your securities, in which case I agree to fully comply with such obligation. Agree
Q3 The information provided in this Application is complete, true and accurate. Agree
     

Should you have any enquiries, please visit any one of our branches with Wealth Management Centre or dial (852) 2526 5555 during office hours or seek independent professional advice.