Current Deposit

Provided a flexible cash management service for current deposit accounts and services, allowing corporate customers to conduct financial operations such as foreign currency transactions, payroll services, payment and transfers at any time.

• Daily interest calculation and according to the account type for interest paid:
  • Savings and Current accounts are paid monthly
  • Passbook accounts are paid every six months
• Supports more than 10 common currencies such as HKD, RMB and USD.

Fixed Deposit

Offers a wide range of fixed deposits with different maturity periods and in different currencies with attractive interest returns to meet the different financial needs of our corporate clients.

• Supports more than 10 common currencies such as HKD, RMB and USD.
• The deposit tenor can be selected from one week to two years, or a specific maturity date can be set according to your business needs.

FX Deposit

By combining currency exchange and fixed deposits, offers standardized high-yield deposit products for corporate customers to meet their short-term deposit and foreign exchange needs plus enjoy preferential Fixed deposit interest rates per annum.

Smart Fixed Deposit

By optimizing the time limit restriction of fixed deposit, the deposit principal can be withdrawn at any time after the minimum deposit period has been met, and the interest is calculated by corresponding deposit tenors. Thus, achieving increased flexibility in withdrawal, preserve and increase liquidity, standardized high-yield fixed deposits to satisfy corporate customers' need to enjoy a generous interest earning.

CMB Wing Lung Green and Sustainability Deposit

CMB Wing Lung Green and Sustainability Deposit ("Green Deposit") refers to deposits raised from fixed deposits in this Green Deposit, which will be fully matched with eligible green loans or eligible green bonds or qualifying sustainability performance-linked loans or eligible sustainability performance-linked debt instruments (“Eligible Assets”) as defined in “Green and Sustainability Deposit Issuance Framework” (“Framework”) of CMB Wing Lung Bank.

• How does the Green and Sustainability Deposit funds apply?
  All funds raised in the Green and Sustainability Deposit will be used for:
  
  • Financing or refinancing of debt instruments and sustainability performance-linked debt instruments review by recognized external reviewer (including but not limited to loans or bonds)
• How to ensure that the deposit funds deposited by customers will be used for green projects?
  CMB Wing Lung Bank will ensure that the funds placed in the Green and Sustainability Deposit will comply with the application principles contained in the “Green and Sustainability Deposit Issuance Framework” (“Framework”), click here for details.