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| LOAN INSTRUCTIONS |
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| Loan Amount Requested: |
HKD
(Minimum HKD 5,000)
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| Repayment Term: |
Months |
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| Expected Drawdown Date: |
2010/01/19
(yyyy/mm/dd) |
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| APPLICANT'S INFORMATION |
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| Name: |
Mr
Ms
(Surname, Given Name) |
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| HKID Card No.: |
(
) |
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| Nationality: |
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| Date of Birth: |
1990/01/19
(yyyy/mm/dd) |
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| Marital Status: |
Single
Married
Divorced / Separated
Others
(Please specify
) |
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| No. of Dependents: |
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| Educational Level: |
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| Residential Address: |
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| Type of Residence: |
Private Housing
Public Housing / HOS |
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| Residential Status: |
Self-Owned (Non-mortgaged) |
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Mortgaged (Monthly Instalment HKD
) |
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Rented (Monthly Rental HKD
) |
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Quarters |
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Owned by Family Members |
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| Year(s) of Residence: |
Years
Months |
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| Residential Tel. No.: |
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| Mobile Phone No.: |
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| Occupation |
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| Name of Employer: |
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| Self-employed? |
Yes
No |
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| Office Address: |
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| Nature of Business: |
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| Position: |
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| Office Tel. No.: |
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| Year(s) of Service: |
Years
Months |
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| Yearly Income: |
Monthly Income HKD
x
Months |
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| Other Yearly Income: |
Other Monthly Income HKD
x
Months
(Please specify
) |
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| if current employment is less than 6 months, please fill in the following information: |
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| Name of Previous Employer: |
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| Nature of Business: |
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| Position: |
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| Year(s) of Service: |
Years
Months |
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| Yearly Income: |
Monthly Income HKD
x
Months |
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| Correspondence Address (P.O. Box is not accepted) |
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Home
Office |
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| E-mail Address: |
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| LOAN DRAWDOWN AND REPAYMENT METHOD |
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| Please credit the full loan amount to my savings / current account* with CMB Wing Lung Bank Limited. |
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| *Savings/Current A/C No.: |
-
-
-
(Applicable to borrower's sole name account only) |
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| (Monthly repayment will be debited to the above account.) |
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| *If the applicant is not an existing CMB Wing Lung Bank account holder, a savings / current account must be opened before loan drawdown. |
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DIRECT DEBIT AUTHORIZATION |
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| I hereby irrevocably authorize CMB Wing Lung Bank Limited to debit the monthly repayment, charges and accrued interest to my above savings / current account with CMB Wing Lung Bank Limited. |
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DECLARATION & SIGNATURE |
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I confirm, warrant and declare that the information given in this application form is true and correct and authorize CMB Wing Lung Bank Limited to contact any party for verification and / or to disclose or obtain further information when deemed necessary. I understand and agree that the Bank reserves the right to reject this application without giving any explanation and further agree that this application form and the copy documents supplied are not returnable whether the application is approved or not. I fully understand the legal effect of the terms and conditions in the application form and agree to be bound by such terms and conditions should my application be approved. I have read and understand the "Notice to Customers relating to the Personal Data (Privacy) Ordinance". I also understand and acknowledge that if I give any incorrect or false information, I may be guilty of criminal offence related to deception and false information under the Laws of Hong Kong. I confirm that no credit card and / or unsecured loan (including without limitation personal loan, tax loan and any loan with a revolving nature) under my name issued or provided by any financial institutions has been cancelled due to default in payment and there is no current overdue payment exceeding 30 days in respect of my indebtedness (including credit card and any unsecured loans) with other financial institutions. I further confirm that no bankruptcy order has ever been made against me and I am not in the process of petitioning for bankruptcy nor have any intention so to do. I acknowledge and accept that the Bank may obtain and consider a credit report in connection with this application. I further declare that I do not require, request or demand any notification (written or otherwise) from the Bank to me that such credit report has been so obtained and considered and that I may have access to or correct such credit report by TransUnion Limited at 2577 1816.
* Please click here to read the Bank's Notice to Customers relating to the Personal Data (Privacy) Ordinance (the "Ordinance").
CMB WING LUNG "EDUCATION LOAN" TERMS AND CONDITIONS PDF Version |
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| SUBMISSION OF APPLICATION |
| 1. |
Please click the “Send” button to submit your completed application form. An application number will be generated by the system to acknowledge receipt of your application. |
| 2. |
As soon as you have submitted the application online, please send us copies of all required documents (the application number must be marked on each page) by fax to 2801 4698. The required documents include:
- Hong Kong Identity Card
- Bank statements or passbook showing your name, account number and payroll for the last 3 months
- Proof of course enrollment and course fee receipt / advice issued by School of Continuing Studies, The Chinese University of Hong Kong
- Latest salary / profit tax demand note
- Residential proof within the last 2 months e.g. electricity bill or property rates demand note(Electronic bills are not accepted)
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| 3. |
Our customer service representative will contact you to confirm your application. And, relevant documents will be sent to you by mail/fax for your signature. |
| 4. |
Alternatively, you may submit your application to us by mail or in person. Simply print out the completed application form and submit it together with copies of all required documents mentioned above to us by mail to Loans Department, CMB Wing Lung Bank, 45 Des Voeux Road Central, Hong Kong or in person at our Head Office or any of our branches. The form must be duly signed by you before submission. |
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| Remarks : |
| 1. |
The Bank is not responsible for any information being intercepted during data transmission if the application is submitted online. |
| 2. |
The Bank reserves the right to, at any time, request further information / document(s) from the applicant. |
| 3. |
The original of the above mentioned required documents must be produced to the Bank for verification purposes. |
| 4. |
This application form and copies of the required documents are not returnable. |
| 5. |
The Bank reserves the right to reject any application without giving any reasons. |
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X______________________________________ |
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| Signature of Applicant |
| (The signature(s) must be the same as the specimen signature(s) of your repayment account specified above.) |
| Date : _____________________ |
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Customer Service Hotline: 2952
6666 |