By completing the following questionnaire designed by the research team of the Department of Statistics and Actuarial Science, The University of Hong Kong, you will have a better understanding of your risk tolerance of investment. Meanwhile this enables us to better know your risk attitude. Please note that the result of this questionnaire will be effective from the date you have completed the assessment and valid for 1 year.

The information and questionnaire result provided herein is for your reference only and neither the information nor any opinion expressed herein is intended to be or constitutes an offer or solicitation to purchase or sell any securities or investment products. This risk profile assessment through this questionnaire depends on the accuracy of the answers given and is for guidance only. It cannot be taken as a substitute of professional investment advice. This questionnaire is built upon the assumptions that an appropriate risk level of an investor will depend on the investor’s investment objective, investment experience, investment horizon, liquidity needs and attitude on risk and return expectation. The questionnaire design and scoring methods are based on statistical principles and assumptions. Changes to assumptions made may have a material impact on the indicated result. The assessment is only done at a certain point of time and investment climate may change so that the static assumption may not apply. The indicated result is for reference only. CMB Wing Lung Bank Limited (“the Bank”) accepts no liability whatsoever as to the assessment result. Should you choose to invest relying on the assessment result, the Bank cannot be held responsible for the consequences. If you have any doubt about this questionnaire, an independent professional financial advice should be sought.