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Characteristics : Monthly contribution will be utilised to purchase shares selected by customers to the nearest units of share. Shares purchased will be directly deposited to customers' securities account, and monthly statement showing transaction details will be issued. Investment term is flexible.
Payment method : Monthly contribution will be automatically debited to customers' savings/current account (settlement account) with CMB Wing Lung Bank.
Payment date1 : Payment will be made on the specified date each month (the actual payment date varies according to individual share).
Share purchase date/Refund date2 : Two trading days after the payment date.
Contribution amount : Minimum HK$1,000 per month with an increment of HK$500 or its multiples. Maximum HK$20,0003. For each scheme, customers can invest in shares of one listed company.
Transaction fee for buying shares : Flat charge of HK$50 (including all trade-related charges).
Transaction fee for selling shares : Same as normal charges for selling shares. Please refer to Securities Service Charges for details.
Other charges : Charges on collection of dividend, bonus issued and other corporate actions will be levied according to Securities Service Charges.


Shares for selection and payment/purchase date

Purchase Date Stock Name & Code
2nd HSBC Holdings
(00005)		 Hang Seng Bank
(00011)

China Shenhua
(01088)

 ---
5th Cheung Kong
(00001)		 Hutchison
(00013)		 HKEx
(00388)		 Bank of China
(03988)
8th Henderson Land
(00012)		 SHK PPT
(00016)		 SinoPec Corp
(00386)		 CCB
(00939)
11th CLP Holdings
(00002)		 China Mobile
(00941)		 China Comm Cons
(01800)		 Ping An
(02318)
14th MTR Corporation
(00066)		 Tracker Fund
(02800)		 X WISECSI300ETF
(02827)		 Zijin Mining
(02899)
17th HK & China Gas
(00003)		 Petrochina
(00857)		 CKI Holdings
(01038)		 X ISHARES A50
(02823)
20th Swire Pacific A
(00019)		 China Life
(02628)		 Stanchart
(02888)		 ---
21st Power Assets
(00006)		 Link REIT
(00823)		 BOC Hong Kong
(02388)		 ---
24th Manulife
(00945)		 ICBC
(01398)		 HS H-Share ETF
(02828)		 BankComm
(03328)
Remarks:
  1. If the payment date falls on a non-trade day, the contributions will be debited to customers' settlement account on the following trade day.
  2. If the share purchase date falls on a non-trade day, the shares will be purchased on the following trade day and the refund amount will be credited to customers' settlement account on the same day.
  3. If monthly contribution reaches $20,000 or above, customers can join two or more schemes. Transaction fee will be calculated separately for each scheme.