Employees' Compensation

As an employer, you must provide your employees with an employees' compensation insurance in compliance with the Employees' Compensation Ordinance. To ensure your employees having sufficient protection, our Employees' Compensation Insurance is specially designed to cover compensation of up to HK$100,000,000 in any one occurrence of event under the statutory requirement.

Coverage

Statutory Employees' Compensation

Death or Total Permanent Disability
- Compensation based on employee's age and monthly earning
Partial Permanent Disability
- Compensation based on % of loss of earning capacity assessed by the Assessment Board of Labour Department
Temporary Disability
- Employees are entitled to obtain 4/5 of their average monthly earnings
Medical Expenses & Prosthesis
- According to compensation limit stipulated in the Ordinance

Common Law Liability

Maximum limit of liability HK$100,000,000

Remarks : The above information is provided for reference only. For details, please refer to the exclusions, terms and conditions of our Employee's Compensation Insurance policy.