Personal Loan

Personal Loan
Personal Loan

    Customers who successfully apply CMB Wing Lung Personal Loan are entitled to enjoy:

    • Annualised Percentage Rate as low as 2.55%
    • Loan amount of up to HK$1,000,000or 12 times your monthly salary (whichever is the lower)
    • Flexible Repayment tenor of up to 60 months


    1. Annualised Percentage Rate (“APR”) is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. APR is calculated according to the method set out in the Code of Banking Practice. Maximum APR is 36% with a repayment period of 6 to 60 months, subject to the relevant terms and conditions. The loan application is subject to the Bank’s approval.

      For a loan amount of HKD1,000,000 with a repayment period of 12 months, the monthly flat rate is 0.072% (APR 2.55%), and the total repayment amount is HKD1,008,640 and the handling fee is HKD5,000. The above example is for reference only.

    2. Hot Questions


    For CMB Wing Lung Personal Loan General Terms and Conditions, please click here for details.

    For Key Facts Statement (KFS) for CMB Wing Lung Personal Loan, please click here for details.

    Warning : To borrow or not to borrow? Borrow only if you can repay!

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