The Hong Kong Independent Non-Executive Director Association Affinity Corporate MasterCard
Eligibility: Members of the Hong Kong Independent Non-Executive Director Association
The Hong Kong Independent Non-Executive Director Association Affinity Corporate MasterCard Offer
Permanent Annual Fee Waiver
The HKiNED Affinity Corporate MasterCard cardholders are entitled to permanent annual fee waiver.
The Hong Kong Independent Non-Executive Director Association Offer
Enjoy 10% discount on HKiNED membership annual fee when paying with the HKiNED Affinity Corporate MasterCard.
Other Benefits
Bonus Points Scheme & Loyalty Redemption Discount
Cardholders will be awarded 1 bonus point on every spending of HKD1 with CMB Wing Lung Credit Card. Cardholders who have held our credit card for 10 years or above can redeem gifts at 40% discount.

Asia Miles Redemption

Cardholders can redeem flight awards to over 1,000 destinations with over 25 airlines partners with as low as 10,000 Asia Miles, and other lifestyle awards!
"Merchant Interest-Free Instalment" Loan Program
CMB Wing Lung Credit Card Cardholders can enjoy Interest-Free Instalment at the following travel agents:

"1-To-Many" Octopus Automatic Add-Value Service
Enjoy the convenient "1-To-Many" Octopus Automatic Add-Value Service, earn Bonus Point at the same time
- For details of CMB Wing Lung Credit Card Loyalty Redemption Discount, please refer to the related terms and conditions.
- For details and terms and conditions of Asia Miles Redemption, please refer to the relevant promotional materials or visit the Bank’s website.
- For details of the latest merchant offers, please refer to the Bank's website. The merchant offer does not include the bonus point redemption offer by China Merchants Bank. The offer shall be subjected to the relevant terms and conditions.
- List of travel agents are for reference only and is subject to change without prior notice. For details and related terms & conditions, please visit the Bank’s website or contact relevant travel agency directly to make enquiries.