Investment Fund Monthly Savings Plan

A combination of savings & fund investment

CMB Wing Lung Bank's "Investment Fund Monthly Savings Plan" is one of the best options which allows you to invest in selected funds through regular contributions in a flexible and hassle-free manner.

You can choose from over hundred types of investment funds which are professionally managed by reputable fund management companies in accordance to your investment objectives and risk appetite.

Investment Fund Monthly Savings Plan
  • Easy to Start
    Start your investment plan with an affordable and regular monthly contribution amount as low as HKD1,000.
  • Take Advantage of Dollar-cost-averaging 
    Investment Fund Monthly Savings Plan eases your need to time the market and smooth out market volatility.  With the same investment amount, you can acquire more units at market lows and fewer units at market highs which may lower the overall average unit cost over the investment horizon. &nbnbsp;The risk from short-term market fluctuations will also be reduced.
Fabulous Subscription Fee Discount

The longer you invest, the higher the subscription fee discount you can enjoy!

Subscription Fee Discount(3)     1.5% for the first 12 installments
2% for the 13th - 24th installments
2.5% for the 25th installment onwards
Investment Fund Savings Plan Details
Fund Selection Designated funds (4)
Minimum Contribution Amount HKD1,000 or equivalent (per plan)
Cut-off Date for Plan Application /
Amendment /
Termination 		Instruction received on or before 8th of each month will be effective on the coming Contribution Date(5)
Payment Method 1. CMB Wing Lung Bank Credit Card(6)
2. CMB Wing Lung Bank Account
Start your investment plan today!

Investment Services Hotline: (852) 2526 5555 
Website: www.cmbwinglungbank.com

Terms and Conditions:
  1. The Conditions for Investment Fund Savings Plan shall apply.
  2. Subscription fee discount offer will be calculated in accordance to the total number of installments of each Monthly Savings Plan.  Total number of installments refer to the number of months between the last month in which the required Monthly Contribution Amount was paid and the first month in which the required Monthly Contribution Amount was paid (both months inclusive).
  3. Subscription Fee Discount
    1. The subscription fee will be calculated based on the subscription fee stated in the Prospectus of the relevant fund. A minimum subscription fee after discount is set for each Investment Tenor.
      Minimum Subscription Fee After Discount 3.5% for the first 12 installments
      3% for the 13th – 24th installments
      2.5% for the 25th installment onwards
       
    2. This offer is not applicable to investment funds with subscription fee below 3.5%, money market funds or other funds designated by CMB Wing Lung Bank ("the Bank") from time to time.
  4. The Bank reserves the right to vary the funds available for selection at any time without further notice.
  5. Any instruction received after such cut-off will be deferred to the following month for execution.  The Bank is not responsible for any delay in setting up the Direct Debit Authorization.
  6. The Bank will only accept CMB Wing Lung Bank Credit Card or relevant co-branded / affinity cards, except Corporate Credit Cards, RMB Credit Cards, and other types of credit card designated by the Bank from time to time.
  7. All privileges are non-transferable and cannot be converted into cash.
  8. This offer cannot be used in conjunction with any other promotion offers.
  9. The Bank reserves the right to suspend, amend or terminate the above offer and amend the terms and conditions thereof at any time without prior notice.  In the event of any dispute, the decision of the Bank shall be final.
  10. If there is any discrepancy between the English and Chinese versions, the English version shall prevail.
Important Notice:

This is an investment product and some may involve derivatives. The investment decision is yours but you should not invest in the investment fund unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.

Risk Disclosure Statement:

The above information is for reference only and does not constitute and should not be regarded as any recommendation, offer or solicitation to purchase or sell any investment products. Investment involves risks and the price of investment products may fluctuate or even become worthless. Past record is not an indicator of future performance. Losses may be incurred rather than making a profit as a result of investment. You should carefully and independently consider whether the investment products are suitable for you in light of your investment experience, objectives, financial position and risk profile. Independent professional advice should be obtained if necessary. Please read the relevant terms and conditions together with the risk disclosure statements in the prospectus of the investment product before making any investment decisions. 

This document has not been reviewed by the Securities and Futures Commission of Hong Kong.

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