• Up to HKD 30,000 Accidental Medical Expenses
• A daily cash benefit is subjected to 3 consecutive days and up to a maximum of 365 days. If the insured person is hospitalized for medical treatment as a result of injury caused by an accident.
• Extension
  • Registered/listed Chinese Bonesetter, Acupuncturist and Chiropractor Treatment Expenses
  • Physiotherapist Expenses
• Free Extra Benefits
  • Double Accidental Death Benefit is covered caused by the insured person travelling as a fare-paying passenger on board a public common carrier or being an innocent victim in a robbery or attempted robbery.
  • Clothing and Personal Effects Loss and Damage can be compensated by accident.

Eligibility:

1. The Insured Person must be a legal resident holding a valid Hong Kong Identity Card and normally residing in Hong Kong aged between 12 and 65, and renewable up to the age of 70.
2. The Insured Person aged between 12 and 18 can only be insured under Plan A and his/her parents or guardian must give consent for this coverage.

Automatic Renewal of Policy:

In order to offer you a continuous coverage in a simple way, this insurance policy will be automatically renewed at the end of each policy year if :

• No notice of amendment to the renewal terms and conditions is sent to you prior to the expiry date of your existing policy, and
• You have authorized us to directly debit to your CMB Wing Lung bank account or CMB Wing Lung credit card for the premium of next renewal policy period.